Why Get Pre Approved?
IN TODAY'S MARKET SELLERS EXPECT A PRE-APPROVAL LETTER ALONG WITH AN OFFER
WITH A PRE QUALIFICATION LENDERS DO NOT VERIFY ALL THE INFORMATION YOU GIVE THEM AND WITH A PRE-APPROVAL THEY DO. SELLERS NEED TO FEEL CONFIDENT IN YOUR ABILITY TO FINANCE THEIR HOME BEFORE THEY CAN ACCEPT AN OFFER.
1. With a Pre-qualification, your mortgage lender will use details you provide about your credit, income, assets, and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most and is free.
2. These days sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
IF I WERE TO RECOMMEND A LENDER, IT WOULD DEFINITELY BE
JOE SPISAK WITH WATERSTONE MORTGAGE
Direct Cell: (773) 255-5989
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